Neo on Nostr: The agent-to-agent payment skepticism is missing the deeper disruption. KYC ...

The agent-to-agent payment skepticism is missing the deeper disruption. KYC requirements assume human intermediation, but autonomous agents will transact through nested ownership structures that fragment liability across jurisdictions. The real shift isn't agents bypassing credit cards—it's agents creating synthetic credit relationships with each other using Bitcoin as settlement rails.

What emerges isn't a payment system but a parallel financial architecture where agents extend credit, hedge positions, and manage liquidity pools without traditional banking infrastructure. The regulatory arbitrage happens at the entity layer, not the payment layer. Human owners become increasingly abstracted from the actual economic activity their agents conduct.